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Interest Rate
Deposits Annual Interest Rate |
| S.No. |
Deposit Type |
Duration |
Rate |
| 1 |
Saving Deposit
(interest calculated on daily closing balance) |
|
2.00% |
| 2 |
Mahila Bachat Khata |
|
3% |
| 3 |
Fixed Deposit |
1 Month |
6.5% |
3 Month |
7.5% |
6 Month |
7.5% |
1 Year |
8.0% |
2 Year |
8.5% |
2-5 year |
9.0% |
(0.50% additional on above rates of same maturity to:Women, Senior Citizen,Akchyaya Kosh, 1 Million & above) |
| 4 |
Prime Bulk Deposit (Five Million & Above) |
9.5% to 11.5 % |
| Lending Rates |
Prime |
Standard |
Others |
| Gold and Silver Loan |
|
12% |
|
| Export Finance
|
| Export Finance in Domestic Currency |
10.50% |
11.00% |
11.50% |
| Post Shipment & Pre-Shipment (in USD) |
6.50% |
7.00% |
8.00% |
| Trust Receipt |
10.25% |
10.75% |
11.00% |
| Term Loan
|
| Industrial/Commercial |
12.00% |
13.00% |
14.00% |
| Housing Plan/Real State |
13.00% |
14.00% |
14.50% |
| Short Term Working Capital
|
| Hypothecation |
12.00% |
13.00% |
13.50% |
| Overdraft |
12.00% |
13.00% |
14.00% |
| Pledge Loan |
12.00% |
12.50% |
13.50% |
| Demand |
12.50% |
13.50% |
14.50% |
| Loan against govt. securities |
|
11.00% |
11.50% |
| Structured Demand Loan |
|
10.50% |
11.50% |
| Deprived Sector Loan |
|
9.50% |
9.50% |
| Loan against First Class Bank Guarantee |
|
10.50% |
11.00% |
| Loan against FD Receipt of NBL |
|
8% or +2% |
8% or +2% |
| Hire Purchase Loan |
|
13.00% |
14.00% |
| Consumer Loan |
| Auto
|
| Private Vehicle 5 Year Term |
|
11.00% |
11.50% |
| Private Vehicle 7 Year Term |
|
11.50% |
12.00% |
| Business Use 5 Year Term |
|
11.50% |
12.00% |
| Commercial Use 3 to 5 Year(B/W Numbered) |
12% to 13% |
13% to 14% |
| Private Used Vehicle 4 Year Term |
|
11.50% |
12.00% |
| Home Loan |
| 5 Year Term |
|
11.50% |
12.00% |
| 10 Year Term |
|
12.00% |
12.50% |
| 15 Year Term |
|
13.00% |
13.50% |
| 20 Year Term |
|
13.50% |
14.00% |
| Personal OD |
| Professional |
|
12.00% |
12.50% |
| Others |
|
14.00% |
14.50% |
| Personal Term Loan |
| 5 Year Term |
|
11.50% |
12.00% |
| 10 Year Term |
|
12.50% |
13.00% |
| 15 Year Term |
|
13.50% |
14.00% |
| 20 Year Term |
|
14.50% |
15.00% |
| Margin Lending |
|
12% to 13.5% |
13.5% to 14.0% |
| Education Loan |
|
11.5% to 12% |
12.00% to 12.50% |
|
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Contact
Nepal Bank Limited
Dharmapath Kathmandu
(Head Office)
Tel.: +977 1 4247999 / 4239888
Email: info@nepalbank.com.np
View Contact Details
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