| Lending Rates |
| 1 |
Gold and Silver |
10.50% |
| 2 |
Loan against mortgage of Government Securities |
|
| 3 |
Loan against Fixed Deposit Receipt (Loan + Overdraft)
|
6% or 1.5%
higher than F/D rate whichever is higher |
| 4 |
Loan against Bank Guarantee (First Class Bank) |
8.5% |
| 5 |
Working Capital/Short Term Loan
(Demand Loan, Overdraft, Pledge Loan) |
10% |
| 6 |
Export Loan |
|
| 7 |
T.R. Loan |
|
| |
a) Up to 90 Days |
8% |
| b) From 91 Days to 120 Days |
9% |
| c) From 121 Days to 150 Days |
10% |
| d) From 151 Days to 180 Days |
11% |
| (T.R loan facility will be up to 180 only) |
|
| 8 |
Long Term Loan |
10% |
| 9 |
Consumer Lending |
7.5% to 10% |
| |
a) Margin Lending* |
10-11.50% |
| b) Auto Loan* |
9.00% to 11.00% |
| c) Home Loan |
9.5% to 11.5% |
| c) Educational Loan |
9.5% (upto 5 years)
10% (upto 10 years) |
| 10 |
Structure Demand Loan |
8.5% |
| 11 |
Priority Sector Loan |
7.5% |
| 12 |
Deprived Sector Loan |
9% |
| |
(USD denominated pre-shipment and post-shipment loan extended as per NRB circular) |
| 13 |
No. Bai. Bya. Pari. 79/58 for exporters who gain export earning in convertible foreign currencies |
6% |
| 14 |
Personal Overdraft Loan *
Personal Term Loan |
10-12%
9.5% pa (upto 5 years)
10.5% pa (upto 10 years)
11% pa (upto 15 years)
12% pa (upto 20 years)
|
