Nepal Bank Limited
Nepal Bank Limited

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Interest Rate

Deposits Annual Interest Rate
S.No. Deposit Type Duration Rate** Previous Rate
1 Saving Deposit (Normal Saving
(interest calculated on daily closing balance)
2.50%
3.00%
2. NBL Diamond Saving   3.50% 3.50%
3. Women Special Saving  
3.50%
3.50%
4. Senior Citizens Special Saving  
3.50%
3.50%
5. Professional's Saving  
4.00%
4.00%
6. NBL Special Saving @
4.00%
4.00%
7. Staff Saving / Staff Pension Saving
4.00%
4.00%
8. Nepa Laxmi Special Saving
4.00%
4.50%
FCY Saving Deposit
1. USD
0.80%
0.80%
2. EUR
0.50%
0.50%
3. GBP
0.50%
0.50%
  Fixed Deposit
1 Month
4.00%
4.00%
3 Month
4.50%
4.50%
6 Month
5.00%
5.00%
1 Year
5.50%
6.00%
2 year and above 2 year up to 5 year
6.00%
6.50%
FCY Fixed Deposit
1. USD
Negotiable
Special Fixed Deposit
 

Senior Citizen(60 years and above)

0.5% additional on above rates of same maturity
 

Women Special Fixed Account

0.5% additional on above rates of same maturity
Akschhaya Kosh   7.00% 7.00%

Prime Bulk Deposit (Fixed)

 

Rs 1 Crore to Rs 5 Crore for 1 year

  6.00% 6.50%
 

Rs 5 Crore  to Rs 10 Crore for 1 year

  Negotiable
 

Above 10 Crore for 1 year

  Negotiable

Flexible Fixed Deposit @@

5.00% - 5.50% 5.50% - 6.00%

Call Deposits

 

Normal Call Deposits

  2.00% 2.00%

NBL Special Call Deposits (Condition Apply)

2.00% - 4.00% 3.00% - 5.00%

@ Minimum Balance Rs 40,000 @@ Minimum Fixed deposit of Rs 100,000
Lending Rates Rate** Previous Rate
Gold and Silver Loan 13.50% 14.00%
Export Finance
Export Finance in Domestic Currency 9.00% to 10.00% 9.00% to 10.00%
Post Shipment & Pre-Shipment (in USD) 6.00% to 8.00% 6.00% to 8.00%
Trust Receipt 9.50% to 10.50% 10.00% to 11.00%
Term Loan
Industrial/Commercial 11.50% to 13.00% 11.50% to 13.00%
Housing Plan 13.00% to 14.00% 13.00% to 14.00%
Real State 14.00% 14.00%
Short Term Working Capital
Hypothecation 11.00% to 12.50% 11.50% to 13.00%
Overdraft 11.00% to 12.50% 11.50% to 13.00%
Pledge Loan 11.00% to 12.50% 11.50% to 13.00%
Demand  11.00% to 12.50% 11.00% to 13.00%
Loan against govt. securities 9.00% to 10.00% 9.00% to 10.00%
Structured Demand Loan 9.00% to 10.00% 9.00% to 10.00%
Deprived Sector Loan 9.50% 10.00%
NBL Agriculture Loan 11.00% 12.00%
Loan against First Class Bank Guarantee 10.00% to 10.50% 10.00% to 10.50%
Loan against FD Receipt of NBL Coupon or + 2% Coupon or + 2%
Hire Purchase Loan 12.00% to 13.00% 12.00% to 13.00%
Consumer Loan
Auto 10.50% - 11.50% 11.50% - 12.50%
Home Loan 10.25% - 12.00% 11.50% - 12.50%
Personal Overdraft 12.00% - 13.25% 12.50% - 13.50%
Personal Term Loan 12.25% - 13.00% 12.50% - 13.50%
Education Loan 11.00% - 12.00% 12.00% - 13.00%
Margin Lending 11.00% - 12.00% 11.00% - 12.00%

** Rates are effective from Falgun 16, 2069 (February 27, 2013)
Base Rate - Baishak 2070: 9.29%
#Prime: Loan above 5 Crore, No default in Account, Current Account Holder
*Standard: Loan above 1 Crore, No default in Account, Current Account Holder
~Others: Loan below 1 Crore




Contact
Nepal Bank Limited
Dharmapath Kathmandu
(Head Office)
Tel.: +977 1 4247999 / 4239888
Toll Free: 16600137373
Email: info@nepalbank.com.np
Swift Code: NEBLNPKA

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