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Interest Rate
Deposits Annual Interest Rate |
| S.No. |
Deposit Type |
Duration |
Rate |
| 1 |
Saving Deposit (Normal Saving
(interest calculated on daily closing balance) |
|
3.50% |
| 2. |
Women Special Saving |
|
4.50% |
| 3 |
Senior Citizens Special Saving |
|
4.50% |
| 4 |
Professional's Saving |
|
5.00% |
| 5 |
Special Saving Account |
|
4.50% to 5.50% |
| 6 |
Fixed Deposit |
1 Month |
6.50% |
3 Month |
7.50% |
6 Month |
7.50% |
1 Year |
9.00% |
2 Year |
9.50% |
2-5 year |
10.00% |
| (0.50% additional on above rates of same maturity to: Women, Senior Citizen , 1 Million & above) |
| 7 |
Prime Bulk Deposit (Five Million & Above) |
|
10.00% to 11.50 % |
| 8 |
Akschaya Kosh Deposit |
|
10.50% |
| 9 |
Flexible Fixed Deposit (withdrawal up to 60%) |
|
8.500% to 9.500% |
10
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Call Deposit
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Tier Call Deposit |
|
3.50% to 6.00% |
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Fixed Call Deposit |
|
7.00% to 10.00% |
| Lending Rates |
Prime |
Standard |
Others |
| Gold and Silver Loan |
|
15.50%% |
|
| Export Finance |
| Export Finance in Domestic Currency |
11.00% to 12.50% |
| Post Shipment & Pre-Shipment (in USD) |
6.00% to 8.00% |
| Trust Receipt |
11.50% to 12.50% |
| Term Loan |
| Industrial/Commercial |
13.00% to 16.50% |
| Short Term Working Capital |
| Hypothecation |
13.00% to 15.00% |
| Overdraft |
13.00% to 15.00% |
| Pledge Loan |
13.00% to 15.00% |
| Demand |
13.00% to 16.00% |
| Loan against govt. securities |
11.00% to 12.50% |
| Structured Demand Loan |
11.00% to 12.50% |
| Deprived Sector Loan |
10.50% |
| Loan against First Class Bank Guarantee |
10.50% to 11.00% |
| Loan against FD Receipt of NBL |
6% or +2% |
| Hire Purchase Loan |
14.50% to 16.00% |
| Consumer Loan |
| Auto |
| Private Vehicle 5 Year Term |
11.00% to 14.00% |
| Private Vehicle 7 Year Term |
12.00% to 14.50% |
| Business Use 5 Year Term |
12.00% to 15.00% |
| Commercial Use 3 to 5 Year(B/W Numbered) |
12.50% to 15.00% |
| Private Used Vehicle 4 Year Term |
12.00% to 15.00% |
| Home Loan |
| 5 Year Term |
12.00% to 14.00% |
| 10 Year Term |
12.50% to 14.50% |
| 15 Year Term |
13.50% to 15.00% |
| 20 Year Term |
14.00% to 15.00% |
| Personal OD |
| Professional |
12.50% to 14.00% |
| Others |
14.50% to 15.50% |
| Personal Term Loan |
| 5 Year Term |
12.00% to 13.50% |
| 10 Year Term |
13.00% to 14.00% |
| 15 Year Term |
13.50% to 15.00% |
| 20 Year Term |
15.00% to 16.00% |
| Margin Lending |
13.00%to 15.00% |
| Education Loan |
12.00% to 13.50% |
#Prime: Loan above 5 Crore, No default in Account, Current Account Holder
*Standard: Loan above 1 Crore, No default in Account, Current Account Holder
~Others: Loan below 1 Crore
Note: _Existing may be entitled for a rebate of maximum of 1%
_New may be goven rebate maximum of 0.5%
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Contact
Nepal Bank Limited
Dharmapath Kathmandu
(Head Office)
Tel.: +977 1 4247999 / 4239888
Email: info@nepalbank.com.np
View Contact Details
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