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Loan / Advances
Consumer Loans
Margin Lending
This loan is provided against the shares of the companies, which are listed in Nepal Stock Exchange (NEPSE) and acceptable to the bank. The companies whose shares are eligible for NBL Margin Lending are:
Commercial Banks
- Nabil Bank Ltd.
- Nepal Investment Bank Ltd.
- Standard Chartered Bank Ltd
- Himalayan Bank Ltd.
- Everest Bank Ltd.
- Bank of Kathmandu
Manufacturing and Processing
- Bottlers Nepal Ltd. (Balaju)
- Nepal Lube Oil Ltd.
- Bottlers Nepal (Terai) Ltd.
- Nepal Lever Ltd.
- Butwal Power Company Ltd.
Hotels
- Yak and Yeti Hotel Ltd. (Ord.)
- Soaltee Hotel Ltd.
Trading
- Salt Trading Corporation
- Bishal Bazaar Co. Ltd.
Finance Companies
- National Finance Co. Ltd.
- Annapurna Finance Co. Ltd.
- Ace Finance Company Ltd.
- Yeti Finance Company Ltd.
- Nepal Housing and Merchant Finance Company Ltd.
- Mahalaxmi Finance Ltd.
- Laitpur Finance Ltd.
- Pokhara Finance Ltd.
- Nepal Merchant Bank & Finance Company Ltd.
Development Bank
- Development Credit Bank Ltd
Eligibility:
Any individual, companies, and firms can take this loan. But, all the borrowers should be Nepalese citizen. This loan can be taken against the shares owned by any person or company.
NBL Margin Lending is available from following branches:
| Kathmandu Banking Office |
Kalimati Branch |
| Teku Branch |
Kopundol Branch |
| Gabahal Branch |
Bhaktapur Branch |
| Banepa Branch |
Birgunj City Office |
| Narayangadh City Office |
Hetauda City office |
| Janakpur City Office |
Biratnagar City Office |
| Itahari Branch |
Dharan City Office |
| Pokhara City Office |
Prithvi Chowk Branch |
| Khasyauli Branch |
Siddharthanagar Branch |
| Nepalgunj City Office |
Dhangadhi Branch |
Parameters:
| Maximum Loan Amount |
Up to single obligor limit |
| Minimum Loan Amount |
Rs. 500000 |
| Draw Down |
The draw down is restricted to 60% of the shares of all listed companies
and 70% of the shares of Standard Chartered Bank Nepal Limited. |
| Tenure |
The loan is revolving in nature until terminated |
| Interest Rate (%) |
6.5% p.a. |
| Security |
Pledge over the shares and lien of right shares, dividends and bonus shares
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Management fee: 0.25% of the loan amount upon approval of the loan.
Documents Required:
For individual
- Copy of citizenship certificate of the borrower and other owners of the shares.
For All
- Loan application form duly filled and signed.
- Original share certificates.
- Letter of consent issued by the borrower addressed to the concerned companies for the pledge of shares with NBL.
- Letter of consent from Borrower to the concerned company for the lien over shares in favor of NBL and accretion (Dividend, Bonus shares, Right shares).
For firm / partnership / company
- Firm Registration Certificate.
- PAN Certificate.
- Partnership deed (in case of partnership firm only).
- Memorandum of Association and Articles of Association (in case of company).
- By-laws and articles (in case of association/trust).
- Resolution of Board/Executive Committee for obtaining the loan (in case of company/association/trust).
- Power of attorney for signing the loan application and security documents (in case of company/association).
- Personal guarantee of shareholders holding 10% of total shares or more (in case of company).
Education Loans |
Personal Loans |
Auto Loans |
Margin Lending |
Home Loans
Corporate Loans |
Consumer Loans
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Contact
Nepal Bank Limited
Dharmapath Kathmandu
(Head Office)
Tel.: +977 1 422 2397
Email: info@nepalbank.com.np
View Contact Details
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