ATM / Debit Card

Nepal Bank has introduced its ever waited NBL Debit Card by joining the hands with Smart Choice Technologies (SCT), the first company in Nepal to provide networked ATMs.

NBL Debit Card of Nepal Bank allows its customers to access a vast network of ATMs located in various points in Kathmandu and other major cities within Nepal displaying the SCT logo on it.

NBL Debit Card is also accepted in INDIA via ATM's of Punjab National Bank. (Click here to view ATM network in INDIA).

The NBL Debit Card allows the cardholder to withdraw cash, inquire account balances and to pay for purchases through POS transactions.

NBL ATM outlets support cards from the banks associated with SCT as well as Visa and Master Cards.

Now for the first time in Nepal NBL Debit card supports e-commerce facility.

Enjoy shopping online with NBL Debit card from and

how to use e-commerce manual
Apply for the NBL Debit Card at your nearest NBL Branch
  • Download the Application Form (Editable PDF) : Click here
  • Download E-Commerce Application Form (PDF) : Click here
  • Fill up the form, Print it
  • Submit to your accounting holding branch
Card Delivery - within approximately 14 days
Functions offered by NBL Debit Card
  • Cash withdrawal
  • Balance Inquiry
  • POS (Point of Sale) transaction (most of the shopping malls in major cities of Nepal)
  • E-commerce Facility (,
  • PIN Change
NBL ATM Outlets
  1. New Road (Dharmapath 1)
  2. New Road (Dharmapath 2)
  3. Kantipath
  4. Lazimpat
  5. Narayanghat
  6. Biratnagar
  7. Kalimati
  8. Jawalakhel
  9. Thimi
  10. Trisuli
  11. Butwal (Khasyauli)
  12. Bhairahwa (Siddarthanagar)
  13. Gabahal
  14. Birgunj City Office
  15. Adarsanagar
  16. Hetauda City Office
  17. Pokhara City Office
  18. Dhamboji
  19. Birtamod
  20. New Baneshwor
  21. Balaju
  22. Kritipur
  23. Janakpur
  24. Chabahil
  25. Bhaktapur
  26. Prithvichowk
  27. Pokhara Lake side
  28. Dang
  29. Baglung
  1. R.R Campus
  2. Kalanki
  3. Banepa
  4. Dharan
  5. Itahari
  6. Lahan
  7. Malangawa
  8. Syangja
  9. Prithivi Chowk
  10. Dhangadi
  11. Satdobato
  12. Bagar
  13. Kushma
  14. Myagdi Beni
  15. Ja.Chu.Ka. Comp.
  16. Sainik Shakha, Tripureshwor (World Trade Center)
  17. Damauli
  18. Ilam
  19. Charikot
  20. Rukum
  21. Birendranagar
  22. Ratnanagar
  23. Chapur
  24. Chautara
  25. Mahendranagar
Member Bank's outlets

Click on the below link to find out the SCT outlets

How to use NBL Debit Cards
  • Insert the Card
  • Type your PIN number
  • Go through "Fast Cash" or "Account Withdrawal Option" and follow the instructions
  • When your request is processed, ATM ejects your Card. Don't forget to take the card at first.
  • Then it prints out your balance information.
  • At last, it ejects the requested Cash.
  • Take the cash. Your ATM transaction is finished.
Security Tips:
  • Do not delay to take your card back. Otherwise ATM will retract your card. 
  • Do not delay to take your money. It will retract the money after certain interval. 
  • Do not tell your PIN number to others and do not write it into your CARD. 
  • If you feel, your PIN is stolen, change it immediately through ATM. 
Fees and Charges
Cash withdrawal from NBL ATM outlets anywhere in country Free of cost
Cash withdrawal from the banks associated with SCT  in Nepal NRs. 25
POS Transaction Free of cost
New Card issue NRs. 200
Supplimentry/Re-newal /Lost/Damage NRs. 200
Card Lost - additional card NRs. 200 per card
New PIN generation NRs. 100
Cash withdrawal from  Punjab National Bank’s ATM outlets  in INDIA NRs. 200
Per Txn Amount

With draw 16000

Fast Cash 15000

50,000 - -
No of Txn 10 5 10 5
Daily Amt 50,000 75,000 15,000 -
Monthly Amt - - 100,000 -

For further information, please contact NBL Card Center

NBL Card Center
Head Office, New Road Kathmandu.
Phone: 01-4247341

For the assistance, please contact your account holding branch.