Margin Lending

This loan is provided against the shares of the companies, which are listed in Nepal Stock Exchange (NEPSE) and acceptable to the bank. The companies whose shares are eligible for NBL Margin Lending are:

S.N. Name of the Company Code
Commercial Banks
1.NABIL Bank LimitedNABIL
2.Standard Chartered Bank LimitedSCB
3.Everest Bank LimitedEBL
4.NIC Asia Bank LimitedNICA
5.Nepal SBI Bank LimitedSBI
6.Citizen Bank International LimitedCZBIL
7.Prime Commercial Bank LimitedPCBL
8.Global IME Bank LimitedGBIME
9.Nepal Bangladesh Bank LimitedNBB
10.Agricultural Development Bank of NepalADBN
11.Machhapuchre Bank Limited MBL
12.Mega Bank Limited MEGA
13.Sanima Bank Limited SANIMA
14.Sunrise Bank Limited SRBL
15.Kumari Bank LimitedKBL
16.Laxmi Bank LimitedLBL
17.Himalayan Bank LimitedHBL
18.Bank of KathmanduBOK
19.NMB Bank LimitedNMB
20.Nepal Investment Bank LimitedNIB
21.Siddhartha Bank LimitedSBL
22.Janata Bank Nepal Limited*JBNL
23.Nepal Credit & Commerce Bank Limited*NCCB
24.Century Commercial Bank Limited* CCBL
25.Civil Bank Limited*CBL
26.Prabhu Bank Limited*PRVU
Development Banks
1.Kailash Development Bank LimitedKBBL
2.MahaLaxmi Development Bank LimitedMFL
3.Gandaki Development Bank LimitedGDBL
4.Om Development Bank Limited ODBL
5.Sangrila Development Bank Limited SADBL
6.Muktinath Development Bank LimitedMNBBL
7.Garima Bikas Bank Limited GBBL
8.Deva Development Bank*DBBL
9.Jyoti Bikas Bank Limited*JBBL
10.Kamana Sewa Bikas Bank Limited*KSBBL
1.Butwal Power Company LimitedBPCL
2.Chilime Hydropower Company LimitedCHCL
3.Arun Valley Hydropower Company LimitedAHPC
Insurance Companies
1.Sagarmatha Insurance Company LimitedSIC
2.National Life Insurance Company LimitedNLICL
3.NLG Insurance Company LimitedNLG
4.Life Insurance Corporation NepalLICN
5.Nepal Life Insurance Company LimitedNLIC
6.Himalayan General Insurance Limited HGI
7.NECO Insurance Company LimitedNIL
8.Shikhar Insurance Company limited SICL
9.Siddhartha Insurance Limited SIL
10.Asian Life Insurance Limited*ALICL
11.Gurans Life Insurance Company Limited*GLICL
12.Lumbini General Insurance Limited* LGIL
13.Everest Insurance Company Limited*EIC
14.Prudential Insurance Company Limited*PICL
15.Prabhu Insurance Company Limited*PRIN
16.Prime Life Insurance Company Limited*PLIC
17.Surya Life Insurance Company Limited*SLICL
1.Soaltee Hotel LimitedSHL
2.Nepal Doorsanchar Company LimitedNTC

Any individual, companies, and firms can take this loan. But, all the borrowers should be Nepalese citizen. This loan can be taken against the shares owned by any person or company.

Contact: Any branches of NBL.


Maximum Loan Amount Up to single obligor limit
Minimum Loan Amount NRs. 5,00,000
Draw Down The draw down is restricted to stipulated as mentioned by bank on time to time.
Security Pledge over the shares and lien of right shares, dividends and bonus shares

Management fee: 0.50% of the loan amount or Rs 3000 whichever is higher upon approval of the loan.

Documents Required:

For individual
  • Copy of citizenship certificate of the borrower and other owners of the shares.
  • Personal Gurantee of coheirs of the borrower.

For All
  • Loan application form duly filled and signed.
  • Original share certificates.
  • Letter of consent issued by the borrower addressed to the concerned companies for the pledge of shares with NBL.
  • Letter of consent from Borrower to the concerned company for the lien over shares in favor of NBL and accretion (Dividend, Bonus shares, Right shares).

For firm / partnership / company
  • Firm Registration Certificate.
  • PAN Certificate.
  • Partnership deed (in case of partnership firm only).
  • Memorandum of Association and Articles of Association (in case of company).
  • By-laws and articles (in case of association/trust).
  • Resolution of Board/Executive Committee for obtaining the loan (in case of company/association/trust).
  • Power of attorney for signing the loan application and security documents (in case of company/association).
  • Personal guarantee of shareholders holding 10% of total shares or more (in case of company).