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Service Charges

Service Charges

For correspondence charges

1. CUSTOMER SERVICE
S.No.	Particulars	Charges
1.1. Cheque Book Issuance Against Lost Cheque Book
1.	Current Account	NPR 400 (for 20 leaves)
2.	Saving Account	NPR 200 (for 10 leaves)
1.2. Charge for Uncollected Cheque Book
	(if not collected within 3 months)
1.	Current Account	NPR 400
2.	Saving Account	NPR 200
1.3. VISA Card and/or Cheque Book(s) not Returned on Closure of Account
1.	Current Account	NPR 400
2.	Saving Account	NPR 200
1.4. On Return of Unused Cheque Leafs on Closure of Account
1.	Current Account	NPR 10 per leaf
2.	Saving Account	NPR 10 per leaf
1.5. Cheque Return Due to Insufficient Balance (to be deducted from a/c holder's a/c)
1.	Current Account	NPR 400
2.	Saving Account	NPR 200
1.6. Stop Payment Charges
1.	Stop Payment Charges for NBL Cheque	Free
1.7. Record Retrieval Charges (attested copy)
1.	Up to 3 years	NPR 200 per transaction
2.	Above 3 years	NPR 500 per transaction
1.8. Standing Instruction (per annum)		NPR 250 per instruction

1.9. Customer's A/c Statement Issue
1.	Call and Current account (Monthly) & Saving account (Quarterly)	Free
2.	Statement to be provided 2nd or more times
i.	Current Account	First 10 pages NPR 250 then NPR 10 per pages
ii.	Saving Account	NPR 100

1.10. Insufficient Minimum Balance		Free

1.11. Account Closure Fee		Free

1.12. Activation of Dormant Account		Free

1.13. CCTV Footage Retrieval Charge
1.	Only view	NPR 200
2.	Footage per request	NPR 1,000

1.14. Balance Certificate Issuance		Free

1.15. FCY Cash Transactions
1.15.1.	FCY Cash (Buy)
1.	Denomination below 50	0.50% on amount equivalent to NPR in buying rate
2.	Denomination 50 and above	No Service Charge
1.15.2.	FCY Cash Deposit
1.	Denomination below 50	0.50% on amount equivalent to NPR in buying rate
2.	Denomination 50 and above	No Service Charge
1.15.3.	FCY Cash (Sale)	No Service Charge

1.16. ABBS Charges		Free

1.17. Use of NOTEKOSH by Member Banks of Bankers Association
1.	For deposit in our Notekosh	0.04%
2.	For withdrawl from our Notekosh	0.02%

1.18. Mobile Banking
1.	Registry charge	NPR 250
2.	Account reactivation charge	NPR 25
3.	Annual renewal charge	NPR 250

1.19. Internet Banking
1.19.1	Corporate Customer
1.	Registry charge	Free
2.	Annual renewal charge	NPR 300
3.	Password regeneration charge	NPR 50
1.19.2	Others
1.	Registry charge	Free
2.	Annual renewal charge	NPR 250
3.	Password regeneration charge	NPR 25

2. REMITTANCE
S.No.	Particulars	Charges
2.1. Fund Transfer
2.1.1.	Manager's Cheque
1.	Issuance	Free
2.	Cancellation	NPR 250
2.1.2..	Good for payment cheque
1.	Issuance	Free
3.	Cancellation	NPR 250
2.1.3.	NRB Cheque
1.	Issuance	Free
2.	Cancellation of NRB Cheque	NPR 250
Transfer by BFIs to NRB or NBL Branches		Inside Valley: NPR 1,000 Outside valley: 0.05% or Minimum NPR 1,000
Transfer by Remittance Companies to their Agents		NPR 100 per credit entry
Fund transfer between Federal/Provincial/Local Government Entities		Free
2.1.4.	INR and FCY Drafts	Draft Issuance Commission
1.	INR
i.	Account Holder	0.10% or Minimum NPR 550
ii.	Non Account Holder	0.15% or Minimum NPR. 750
iii.	Draft reissue charge	Same as fresh issue charge as above
iv.	Cancellation Charge	NPR 300 + Communication charge
v.	Stop Payment Charge	NPR 1000 + Communication charge
vi.	Correspondence charge by swift	NPR 500
vii.	Confirmation charge INR (above 500,000 and any amount below 500000 on request)	NPR. 500
2.	FCY
i.	Account Holder	0.10% or Minimum USD 5
ii.	Non Account Holder	0.20% or Minimum USD 8
iv.	Draft reissue charge	Same as fresh issue charge as above
v.	Cancellation Charge	NPR 300 + Communication charge
vi.	Stop Payment Charge	NPR 1,000 + Communication charge
vi.	Correspondence charge by swift	NPR 500
vii.	Confirmation charge (USD 2,000 or above)	NPR. 500
2.1.5.	Money to India (RTGS/NEFT/Account to Account Transfer)
i.	Account Holder	0.10% or Minimum NPR 300
ii.	Non Account Holder	0.15% or Minimum NPR 500
i.	Re-sending the canceled transaction due to customer’s reason	NPR 300
2.1.6.	SWIFT transfer	SWIFT Transfer Commission
1.	NPR/INR
a.	Trade/Service Payment
i.	Account Holder	0.10% or Minimum NPR300+ Swift charge NPR 300
ii.	Non Account Holder	0.15% or Minimum NPR500+ Swift charge NPR 300
b.	Other Payment
i.	Account Holder	0.15% or Minimum NPR 200 + Swift charge NPR 1,000
ii.	Non Account Holder	0.20% or Minimum NPR 300+ Swift charge NPR 1,000
c.	Cancellation	NPR 500 + Swift charge NPR 1000
d.	Stop payment charge	NPR 1,000 + Swift charge NPR 1000
e.	Correspondence charge by swift	NPR 500
2.	FCY
i)	Trade/Service Payment
a)	Account Holder	0.20% or Minimum USD 5 +Swift charge NPR 1,000
b)	Non Account Holder	0.30% or Minimum USD 8 + swift charge NPR 1,000
c)	Cancellation	NPR 500 + Swift charge NPR 1,000
d)	Stop payment charge	NPR 1,000 + Swift charge NPR 1000
e)	Correspondance charge by swift	NPR 500
ii)	Other Payment
a)	Account Holder	0.10% or Minimum USD 5 +Swift charge NPR 1,000
b)	Non Account Holder	0.20% or Minimum USD 8 + Swift charge NPR 1,000
c)	Cancellation Charge	NPR 500 + Swift charge NPR 1,000
d)	Stop Payment Charge	NPR 1000 + Swift charge NPR 1,000
e)	Correspondence charge by swift	NPR 500
2.1.7.	SWIFT messages mentioning ''Our" in charge field
	Beside regular commission as per field no 2.3, bank shall charge
1.	In EURO	EURO 50
2.	In USD	USD 50
3.	In INR	INR 300
4.	In JPY	JPY 7,500
5.	Other FCY	USD 50 equivalent
2.2. Outward Remittance Through SWIFT (Special Case)
2.2.1.	Amendment / Cancellation charge of JPY outward remittance after initial transaction
1.	Before processing in value date	JPY 3,500/instruction
2.	After processing in value date	JPY 7,500/instruction
3.	After payment in value date	JPY 7,500/instruction
2.2.2.	Amendment / Cancellation Charge(Other than JPY)
1.	USD	USD 20
2.	GBP	GBP 20
3.	EURO	EUR 20
4.	AUD	AUD 25
5.	SGD	SGD 35
6.	INR	INR 500
2.3. Inward Remittance
1.	Transfer to other BFI's (NPR)	0.20% or Minimum NPR 1000 + Swift Charge Rs.1000
2.	Transfer to other BFI's (FCY)	0.20% or Minimum NPR 1,000 + Swift Charge Rs.1000
3.	Credit to Customer account (NPR)	Free (Charges applicable if correspondent bank charges on NBL)
4.	Credit to Customer account (FCY)	Free (Charges applicable if correspondent bank charges on NBL)
5.	Follow up by Swift on remittance at customer's Request	NPR 750 per message (Plus other bank charges if any and Swift charges Rs.1000)
2.4. Return in Inward Remittance
1.	NPR	NPR 1,000 + Swift Charges Rs.1000
2.	INR	INR 1,000 +Swift Charge Rs.1000
3.	FCY	USD 20 or equivalent (Plus other bank charges if any and Swift Charge Rs.1000)
	(Charges to be deducted from funds being returned)
2.5. Credit Advice to Customers		Free

2.6. Outward Bills Collection Commission (For clean and documentary bills)
	Within Nepal	0.10% or Minimum NPR 200 + Communication Charge
	India	0.15% or Minimum NPR 300 + Communication Charge
	Other country	0.20% or Minimum USD 5 + Communication Charge
	No collection charges for cheque/draft to be paid from our branches.
2.6.1.	Handling Charges
1.	For Return of OBC (NPR)	NPR 100
2.	For Return of OBC (INR)	Actual cost incurred or Minimum NPR 100
3.	For Return of OBC (FCY)	Actual cost incurred or Minimum NPR 150
4.	For other government collection	NPR 100
2.6.2.	Clearing Charges
1.	Bills/Cheque/Draft etc. for Revenue Collection	Free
	Any charges recovered by agency banks Plus Communication charges, if any shall be collected additionally on actual basis
2.7. Bills Purchase Commission Except NPR (Clean Bills / Cheque Purchase / Draft Purchase)
1.	Within Local Area to be realized within 3 working Days	0.15% or Minimum NPR 200. If 3 working days exceeded, the highest interest rate on OD shall be charged.
2.	Within Nepal to be realized within 7 working Days	0.30% or Minimum NPR 500. If 7 working days exceeded, the highest interest rate on OD shall be charged.
3.	Foreign Countries to be realized within 15 working Days	0.50% or Minimum NPR 1,500. If 15 working days exceeded, the highest interest rate on OD shall be charged.
4.	Documentary Bills Purchase and Discounted	NPR 2,000
5.	Follow up charge on request of Customer	Rs.250 Plus Actual Cost
6.	Cheque/Draft (Purchase) Return	NPR 250 plus Highest Interest rate for OD loan shall be applied for the outstanding days (Plus other bank charges & communication charges)
2.8.Inward Bills collection (IBC)		Rate equivalent to draft issuance charge
2.9. NBL Remit Charges
1.	Domestic Fund transfer by account holder to Non account holder of the bank up to NPR 100,000 Only	NPR 100 per Transaction
2.	Domestic Fund Transfer by Non account holder to Non account holder up to Rs.100,000 Only	NPR 100 Per Transaction
3.	Cancellation charge due to customer's reason	NPR 100 Per Transaction

3. ECC CLEARING AND INTERBANK PAYMENT SYSTEM
S.No.	Particulars	Charges
3.1. Electronic Cheque Clearing (Outward)
1.	Regular Cheque clearing Upto 2 lakhs	Free
2.	Regular Cheque clearing Above 2 lakhs	NPR 15 per Cheque
3.	Regular Cheque clearing FCY Cheque	NPR 15 per Cheque
4.	Express session and High Value clearing	NPR 100 per Cheque
5.	Cheque return	Free
6.	ECC Archive charge (After 90 days)	NPR 200 per Cheque
	Notes: No charge shall be applied for the cheques cleared in regular session if they are: • Presented by an institution for depositing into NBL accounts for the payment of salary/benefits. • For depositing into accounts of federal/provinces/local government entities. (Charges for express clearing is applicable in all cases)
3.2. Interbank Payment System (IPS)
3.2.1. Customer Transfer IPS Inward
a.	IPS Bulk Inward (With P1 Pricing)	Free
b.	IPS Bulk Inward (With P2 Pricing)
1.	Up to NPR 100	Free
2.	NPR 101 - 500	NPR 5
3.	NPR 500 - 5000	NPR 10
4.	Above NPR 5000	NPR 25
3.2.2 Customer Transfer IPS Outward
1.	Up to NPR 50,000	NPR 10
2.	NPR. 50,001 - 250,000	NPR 50
3.	More than NPR 250,000	NPR 100
3.2.3 Inward & Outward IPS charge for fund transfer by Bank and Financial Institutions		Inside valley: NPR 1,000 Outside valley: 0.05% of total amount or Minimum NPR 1,000
3.4. Region wise Charges
1.	Duplicate Transaction	NPR 100
2.	Missing Debtor/Creditor Name	NPR 100
3.	Transaction Cancellation	NPR 100
3.5. Charges for Connect IPS
	Fund Transfer and Government Revenue Payment
	Transaction Amount	Transaction Fee
1.	Up to NPR 500.00	NPR 2
2.	Above NPR 500.00 to NPR 5,000.00	NPR 5
3.	Above NPR 5,000.00 to NPR 50,000.00	NPR 10
4.	Above NPR 50,000.00	NPR 15
3.6. National RTGS
1.	Morning Exchange	NPR 10
2.	Afternoon Exchange	NPR 20
3.	Evening Exchange	NPR 100

4. SAFE DEPOSIT VAULT
S.No.	Particulars	Charges
4.1. Annual Charges
	Category	Annual Charge
1.	A (115mm150mm517mm)	NPR 2,500
2.	B (148mm184mm517mm)	NPR 3,100
3.	C (115mm330mm517mm)	NPR 3,500
4.	D (178mm288mm517mm)	NPR 4,100
5.	E (145mm401mm517mm)	NPR 4,700
6.	F (266mm330mm517mm)	NPR 6,000
7.	G (178mm506mm517mm)	NPR 6,800
8.	H (314mm401mm517mm)	NPR 8,200
9.	I (394mm506mm517mm)	NPR 10,000

	For Kathmandu Banking Office Only
	Category	Annual Charge
1.	N-1(127mm165mm517mm)	NPR 2,700
2.	N-2(127mm330mm517mm)	NPR 4,500
3.	N-3(254mm330mm517mm)	NPR 7,200
4.2. Minimum Deposit
1.	For A- E, N-1, N-2	NPR 10,000
2.	For F- K, N-3	NPR 20,000
4.3. Surreder Charge
1.	If within 1 year	NPR 800
2.	More than 1 year	NPR 500
4.4. Breaking og Lockers / Loss of Key by the Customer		Lock replacement charge and expense towards travelling/lodging/fooding as per actual bill submitted by vendor and/or representing officials.
4.5. Penalty on Unpaid Annual Charge and Insufficient Deposit for Locker		Highest Interest Rate on Overdraft Loan+2% p.a.

5. Digital Banking Services
S.No.	Particulars	Charges
5.1. Domestic VISA Debit Card
1.	Issuance	NPR 250
2.	Annual renewal charge	NPR 250
3.	Reissue in case of loss	NPR 250
4.	Pin regeneration charge	NPR 100
5.2. International VISA Debit Prepaid Card (Only for USD Account Holder)
1.	Issuance	USD 10
2.	Annual renewal charge	USD 10
3.	Reissue in case of loss	USD 10
4.	Pin regeneration charge	USD 1
5.3. International VISA Debit Prepaid Card (NBL Travel Card)
5.3.1.	Only for the customer receiving FCY against passport
1.	Issuance (Validity up to 3 years)	NPR 1,000
2.	Reissue in case of loss	NPR 1,000
3.	Pin regeneration charge	NPR 100
4.	Top Up charge	NPR 500
5.3.2.	Cash Withdrawal Fee
1.	In NBL ATM	Free
2.	In Other Bank's ATM in Nepal	NPR 30
3.	In Other Bank's ATM (International)	NPR 250
5.3.3.	Balance Inquiry
1.	In NBL ATM	Free
2.	In other Bank's ATM in Nepal	NPR 20
3.	In Other Bank's ATM (International)	NPR 50
5.4 Point of Sales (POS) Transaction (Merchant Service Fee)
1.	Domestic Card Transaction	2.00%
2.	International Card Transaction	3.00%

6. TRADE FINANCE
S.No.	Particulars	Charges
6.1. Guarantee		Per Quarter
1.	Bid Bond	0.25% or Minimum NPR 500
2.	Performance Bond	0.375% or Minimum NPR 500
3.	Advance payment Guarantee	0.375% or Minimum NPR 500
4.	Payment Guarantee	0.375% or Minimum NPR 500
5.	Guarantee issued in favor of Courts of Nepal	1.00% or Minimum NPR10,000 (at least 1 year fee shall be taken in advance)
6.2. Counter Guarantee		Per Quarter
1.	NPR	0.30% or Minimum NPR 1,600
2.	INR	0.30% or Minimum INR 2,000 + sc
3.	Other FCY	0.30% or Minimum USD 50 + sc
4.	Agency Commission	USD 20 or equivalent
5.	SWIFT Commission	USD 30 or equivalent
6.3. Advising Guarantee		Authentication Charges
1.	Up to USD 500	USD 10
2.	USD 501 to USD 1,000	USD 20
3.	More than USD 1,000	USD 50
6.4. Amendments/Cancellation/Handling of Guarantee
1.	Amendment for terms other than value increase and/or validity extension	NPR 1000 plus communication charges
2.	Amendment for Value/Validity extension within the quarter for which the communication has already been charged	NPR 1,000 Plus Communication Charge
3.	Amendment for Value/Validity Extension	As per issuance Commission Above
4.	Other Amendment i.e., clauses etc.	NPR 1,000
5.	Guarantee Claim Handling Charges (to be charged to the applicant)	NPR 1,000 plus other related charges
6.	Guarantee Cancellation Charges	NPR 500
Note: 1. Commission for renewal of guarantee shall be charged as new guarantee. 2. Commission shall be charged on quarterly basis though the tenure has not completed the quarter. E.g.: Guarantee issued for 4 months shall be considered as two quarter. 3. Guarantee for counter guarantee can be issued only against counter guarantee of first class bank. 4. First class bank are those as defined and prescribed by NRB. 5. Bank shall not bear any risk and liability for issuance of Advising Guarantee. 6. Administrative fee on limit approval/renewal of guarantee for the purpose of EXIM Code shall be charged NPR 500 p.a. 7. Fee for recommendation to custom office for obtaining EXIM Code shall be charged NPR 200.
6.5. Import Letter of Credit
6.5.1	Issuance
	Sight LC Issuing Fee	0.10% or Minimum NPR 1,500
	Usance LC Issuing Fee	0.20% or Minimum NPR 3,000
	Document Returned Unpaid/Unaccepted	NPR 1,000 + Communication charge
	BCI Report	NPR 500 Plus Actual Charge of correspondent bank/credit agency
	Document Acceptance Charge	NPR 1,000
Note: 1. Reimbursement and other charges (if any) in corresponding/foreign banks shall be recovered from the customer on actual basis. 2. For Usance LC, LC Commission of 0.20% per Quarter shall be charged (0.10% or Minimum NPR 1,500 at the time of LC opening and 0.10% or Minimum NPR 1,500 after receiving LC document). Commission for at least one quarter shall be charged for the first quarter irrespective of number of days. However, such commission shall be calculated & charged on monthly basis for the LC with tenure of more than one quarter. 3. Commission shall be levied for the period from the date of LC issuance to the date of payment of document irrespective of negotiation or shipment date.
6.5.2.	Amendment
1.	Amount and Duration	0.10% per quarter or Minimum NPR 1,500 Plus Communication Charge
2.	Other	NPR 1,500 Plus Communication Charge
3.	Cancellation of LC	NPR 1,500 Plus Communication charge
4.	Payment of LC without loan (for sight L/c)	NPR 500
5.	Amendment for Custom Purpose	NPR 500
6.5.3.	Discrepancy Charge
1.	NPR	NPR 2,000
2.	INR	INR 3,500
3.	USD	USD 50
4.	Euro	Euro 45
5.	GBP	GBP 35
6.	JPY	JPY 5,000
6.5.4.	Text Authentication charge
1.	Up to USD 100,000	USD 20
2.	Above USD 100,000	USD 50
6.5.5.	LC Advising charge
1.	NPR	NPR 2,000
2.	INR	INR 1,500
6.5.6.	LC Swift charge	NPR 1,000
6.6. Export Letter of Credit
1.	Advising charges adding confirmation per quarter	0.25% or Minimum NPR 1,000 per quarter
2.	Document collection charge	0.15% or Minimum NPR 1,000 per quarter
3.	Advising or forwarding charge	NPR 2,000 plus communication Charge
4.	Advising charge for amendment of LC	NPR 1,000 Plus Communication Charge
5.	Cash Incentive Document Processing Charge	NPR 750 per Set of Document
6.	LC cancellation Charge (Unutilized)	NPR 1000 plus other bank charges plus communication Charges)
7.	Cash Against Document (CAD) permit	NPR 2000 for each Permit
8.	Export Re-Financing Document Processing	NPR 750 per set of export document
9.	Text authentication charge
i.	Up to USD 100,000	USD 20
ii.	Above USD 100,000	USD 50
iii.	LC swift charge per message	NPR 1,000
Note: 1. While negotiating "At Sight" documentary bills, existing interest rate applicable to export loan shall be charged. 15 days shall be taken in consideration while charging interest. Minimum interest Rs.1,000. 2. In case of “Usance” documentary credit, additional 2% interest rate shall be applied. 3. 21 days for INR and in case of NPR local LC, instruction from Head office shall be sought. Beyond 15 and 21 days for Sight and Usance LC respectively, bank shall charge interest after expiry of such period.
6.7. DAA / DAP
1.	DAP handling charge	0.20% or Minimum NPR 2,000
2.	SWIFT	NPR 1,000
3.	DAA handling charge	0.20% or Minimum NPR 3,000
4.	SWIFT	NPR 1,000
6.8. Others
6.8.1.	Trust Receipt Disbursement Charge (Only for FCY)	0.25% per disbursement
6.8.2.	Advance Payment Certificate (APC)	Free
6.8.3.	Line of Credit
	PPMO Format	0.10% or Minimum NPR 5,000 per quarter
	Others	NPR 200

7. CREDIT
S.No.	Particulars	Charges
7.1. Consumer Loan
7.1.1.	Administrative Fees - New (Other than Gold Loan)	0.75% of approved limit
7.1.2	Administrative Fee - Renewal (Other than Gold Loan)	0.15% of renewed limit
7.1.3.	Gold Loan
1.	Administrative Fee (Limit approved from Branch Authority)	Free
2.	Processing fee (For the Limit approved by HO, CLD Beyond Branch Authority)	0.50% on total limit
3.	Renewal Fee (For the limit beyond branch authority)	0.10% of renewed limit
4.	Insurance premium (at the time of repayment)	1% p.a. for the full value of gold and silver on daily basis
7.2. Corporate Loan
7.2.1.	Administrative fees (New Loan)
1.	Funded	0.5% of approved limit
2.	Non Funded	0.10% of approved limit
7.2.2.	Administrative fees for Renewals
1.	Funded	0.10% of approved limit
2.	Non Funded
a.	Up to 2 Million	NPR 3,000
b.	Above 2 Million upto 10 Million	NPR 5,000
c.	Above 10 Million	NPR 10,000
7.3. SME Loan
7.3.1.	Administrative fees (New Loan)
1.	Funded	0.75% of approved limit
2.	Non Funded	0.15% of approved limit
7.3.2.	Administrative fee for Renewals- Funded	0.15 % of approed limit
7.3.3.	Administrative fee for Renewals- non-Funded
1.	Up to 2 Million	NPR 1,500
2.	Above 2 Million upto 10 Million	NPR 4,000
3.	Above 10 Million	0.10%NPR 10,000
7.4. Agriculture Loan
7.4.1.	Administrative Fee-New Loans
1.	In case of Subsidized loan	Free
2.	Other agriculture loan	0.75% of approved limit
7.4.2.	Administrative Fee-Renewals	01.15%of renewed limit
• Administrative Fee on additional limit of all types of loan (except subsidized agriculture loan) shall be charged as equal percentage as new loans under the concerned loan category. • Administrative fee shall not be charged in case of rejection of loan proposal by the bank. Such fee will not be refunded in case of borrower’s denial to consume after loan approval from the bank. • All credit related charges levied on customer shall be mentioned in CFOL. • Administrative and renewal fees shall be calculated separately for Funded and Non-Funded limit. • No administrative and renewal fee shall be charged for Non Funded Limits against 100% Cash/Fixed Deposit margin. • Switching charge shall be applied at 1% of approved limit if allowed by the bank.
7.5. Commitment Fees
7.5.1.	All types of Working Capital / Revolving Nature Loans (If average annual loan outstanding is below 60% of approved limit, then commitment fees shall be charged at the time of renewal)	Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit
7.5.2.	All types of Term Loans	Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit
7.6. Securities Registry Fee
1.	Vehicle Registry charge	NPR 1,000
2.	Land, Building, machinery and others	NPR 1,000
	Any fees levied by respective government offices to be paid by the customer
7.7. Securities Release Fee
1.	Full release	No Service Charge
2.	Partial release or exchange of collateral
i.	Upto 25 lakhs	NPR 10,000
ii.	Above 25 lakhs	NPR 15,000
3.	For Margin lending	NPR 500 for each time letter sent to Register and Transfer Agent (RTA)
7.8. Restructuring and Rescheduling Fee		0.10%
7.9. Loan Swap Charges		Corporate Loan: 0.10% on Swap amount Others: 0.15% on Swap amount
7.10. Facility Amendment Fee
1.	For amendment in any terms of CFOL except interest rate	NPR 5,000
7.11. Prepayment Charges
1.	Pre-payment of any type of loan	Corporate Loan: 0.10% on prepaid amount Others: 0.15% on prepaid amount
7.12. Letter of Intent
7.12.1.	Hydropower Loan
1.	Up to 10 Megawatt	NPR 25,000
2.	Above 10 Megawatt	Additional NPR 2,500 per MW
7.12.2	Agriculture Loan
1.	Upto 10 Million Loan	NPR 5,000
2.	Above 10 Million Loan	NPR 10,000
7.12.3	Others (Hotel, Hospital, Cement, Steel, etc.)
1.	Upto 1 Billion Loan	NPR 25,000
2.	Above 1 Billion Loan	Additional NPR 25,000 per Billion loan

8. CICL CHARGES
S.No.	Particulars	Charges
8.1. For Loan
1.	For information regarding no credit availed	NPR 250
2.	For information regarding credit availed	NPR 550
3.	For blacklisting
i.	Overdue amount <1 crore	NPR 2,000
ii.	Overdue amount >1 crore	NPR 3,000
4.	For delisting from blacklist
i.	Overdue amount <1 crore	NPR 2,000
ii.	Overdue amount >1 crore	NPR 3,000
8.2. For Deposits
1.	For recommendation for blacklisting
i.	Cheque amount <1 crore	NPR 2,000
ii.	Cheque amount >1 crore	NPR 3,000
2.	For recommendation for delisting from blacklist
i.	Cheque amount <1 crore	NPR 2,000
ii.	Cheque amount >1 crore	NPR 3,000
3.	Local CIC report
i.	Taken From Branches	NPR 200
ii.	Taken from Head Office	NPR 500

9. FEES AND CHARGES APPLICABLE FOR DEPOSITORY SERVICES
S.No.	Particulars	Charges
9.1.	Account Opening Fee	NPR 50
9.2.	Yearly Account Operating Fee	NPR 100
9.3.	C-ASBA Renewal Fee	NPR 25

10. COMMUNICATION CHARGES
S.No.	Particulars	Charges
10.1. For Draft and Document
1.	Within Nepal	Registry Charge: NPR 50 Courier Charge: NPR 100
2.	India	Registry Charge: NPR 200 Courier Charge: NPR 500
3.	Other countries	Registry Charge: NPR 500 Courier Charge: As per bank's rule
10.2. Import/Export Letter of Credit
1.	Within Nepal	Registry Charge: NPR 500 Courier Charge: NPR 1,000
2.	India	Registry Charge: NPR 600 Courier Charge: NPR 1,000
3.	Other countries	Registry Charge: NPR 1000 Courier Charge: As per bank's rule
10.3. For Sending Account Opening Form and/or Bank Statement		Charge as per 10.1
10.4. Swift Charge (for other than the cases specified above)
1.	For correspondence charges	NPR 500
2	For payment and other charges	NPR 1,000

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