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Service Charges

Service Charges

1. CUSTOMER SERVICE
S.No.	Particulars		Charges
1.1. Cheque Book Issuance Against Lost Cheque Book
1.	Current Account		NPR 400 (for 20 leaves)
2.	Saving Account		NPR 200 (for 10 leaves)
1.2. Charge for Uncollected Cheque Book
	(if not collected within 3 months)
1.	Current Account		NPR 400
2.	Saving Account		NPR 200
1.3. VISA Card and/or Cheque Book(s) not Returned on Closure of Account
1.	Current Account		NPR 400
2.	Saving Account		NPR 200
1.4. On Return of Unused Cheque Leafs on Closure of Account
1.	Current Account		NPR 10 per leaf
2.	Saving Account		NPR 10 per leaf
1.5. Cheque Return Due to Insufficient Balance (to be deducted from a/c holder's a/c)
1.	Current Account		NPR 400
2.	Saving Account		NPR 200
1.6. Stop Payment Charges
1.	Stop Payment of NPR Cheque/ or instrument		NPR 300
2.	Stop Payment of FCY Cheque/ or instrument		NPR 1,000
1.7. Record Retrieval Charges (attested copy)
1.	Up to 3 years		NPR 200
2.	Above 3 years		NPR 500
1.8. Standing Instruction (per annum)			NPR 250 per instruction

1.9. Customer's A/c Statement Issue
1.	Quarterly		Free
2.	Statement to be provided 2nd or more times
i.	Current Account		First 10 pages NPR 250 then NPR 10 per pages
ii.	Saving Account		NPR 100
1.10. Insufficient Minimum Balance			No Service Charge

1.11. Account Closure Fee
1.	Within 6 months of opening of account		NPR 500
2.	After more than 6 months of opening of account		No Service Charge
1.12. Activation of Dormant Account			No Service charge

1.13. CCTV Footage Retrieval Charge
1.	Only view		NPR 200
2.	Footage per request		NPR 1,000
1.14. Balance Certificate
1.	For purpose of going abroad or sending abroad to be submitted to Embassy		NPR 1,000/- Certificate, no additional charge for confirmation or reconfirmation to embassy
2.	For purpose to be submitted to foreign University		NPR 1,000/- Certificate
3.	For purpose other than for going abroad or sending abroad		No Service charge for one Balance certificate for a financial year. NPR 200 for additional certificates
1.15. FCY Cash Transactions
1.15.1.	FCY Cash (Buy)
1.	If denomination below 50		0.50% on amount equivalent to NPR in buying rate
2.	If denomination above 50		No Service Charge
3.	For FCY deposit denomination below 50		0.50% on amount equivalent to NPR in buying rate
4.	For FCY deposit denomination above 50		No Service Charge
1.15.2.	FCY Cash (Sale)		No Service Charge
1.16. ABBS Charges
1.16.1.	For Individual
1.	Account to Account Transfer		Free
2.	Cash Transaction	Up to NPR 200,000.00	Free
2.	Cash Transaction	For more than NPR 200,000.00	0.05% or Minimum NPR 100
1.16.2.	For Other than individual
1.	For BFI, remitttance companies, Insurance companies, agent of remittance companies and their agents		0.10% or Minimum NPR 100
2.	Other Institutions
i.	Account to Account Transfer		Free
ii.	Cash Transaction		0.05% or Minimum NPR 100
3.	For deposit in loan account (Principal, Interest and other charges) or loan nominee account		No Service Charge
1.17. Use of NOTEKOSH by Member Banks of Bankers Association
1.	For deposit in our Notekosh		0.04%
2.	For withdrawl from our Notekosh		0.02%
1.18. Mobile Banking
1.	Registry charge		NPR 250
2.	Account reactivation charge		NPR 25
3.	Annual renewal charge		NPR 250
1.19. Internet Banking
1.	Registry charge		NPR 100
2.	Annual renewal charge		NPR 100
3.	Password regeneration charge		NPR 25

2. REMITTANCE
S.No.	Particulars	Charges
2.1. Fund Transfer
2.1.1..	Manager's Cheque as draft
1.	Account Holder	0.10% or Minimum NPR 100
2.	Non Account holder	0.15% or Minimum NPR 200
3.	BFI's	0.15% or Minimum NPR 500
4.	RBB	0.10% or Maximum NPR 50,000
5.	Cancellation of MC as draft	NPR 200
2.1.2..	Manager’s cheque as Good for payment
1.	Issuance	NPR 500
2.	Payment by other branch	Applicable ABBS charges shall be charged
3.	Cancellation of Good for Payment	NPR 250
4.	Cancellation and reissuance (at same point of time)	NPR 500
2.1.3.	NRB Cheque
1.	Account Holder	NPR 200
2.	Non Account Holder	NPR 300
3.	Cancellation of NRB Cheque	NPR 200
2.1.4.	Issuance of draft	Draft Issuance Commission
1.	INR
i.	Account Holder	0.10% or Minimum NPR 550
ii.	Non Account Holder	0.15% or Minimum NPR. 750
iii.	Draft reissue charge	Same as fresh issue charge as above
iv.	Cancellation / Stop payment charge	NPR 300 +Communication charge
v.	Correspondence charge by swift	NPR 500
vi.	Confirmation charge INR (above 500,000 and any amount below 500000 on request)	NPR. 500
2.	FCY
i.	Account Holder	0.10% or Minimum USD 5
ii.	Non Account Holder	0.20% or Minimum USD 8
iii.	Money to India ( RTGS/NEFT/Account to Account Transfer
a)	Customer	0.10% or Minimum NPR.300
b)	Non Customer	0.15% or Minimum NPR 500
iv.	Draft reissue charge	Same as fresh issue charge as above
v.	Cancellation / Stop payment charge	NPR 400 +Communication charge
vi.	Correspondence charge by swift	NPR 500
vii.	Confirmation charge (USD 2,000 or above)	NPR. 500
2.1.5.	SWIFT transfer	SWIFT Transfer Commission
1.	NPR/INR
i.	Account Holder	0.15% or Minimum NPR 200 + Swift charge NPR 1,000
ii.	Non Account Holder	0.20% or Minimum NPR 300+ Swift charge NPR 1,000
iii.	Cancellation	NPR 500 + Swift charge NPR 1000
iv.	Stop payment charge	NPR 1,000 + Swift charge NPR 1000
v.	Correspondence charge by swift	NPR 500
2.	FCY
i)	Trade/Service Payment
a)	Account Holder	0.20% or Minimum USD 5 +Swift charge NPR 1,000
b)	Non Account Holder	0.30% or Minimum USD 8 + swift charge NPR 1,000
c)	Cancellation	NPR 500 + Swift charge NPR 1,000
d)	Stop payment charge	NPR 1,000 + Swift charge NPR 1000
e)	Correspondance charge by swift	NPR 500
ii)	Other Payment
a)	Account Holder	0.10% or Minimum USD 5 +Swift charge NPR 1,000
b)	Non Account Holder	0.20% or Minimum USD 8 + Swift charge NPR 1,000
c)	Cancellation / Stop payment charge	NPR 500 + Swift charge NPR 1,000
d)	Correspondence charge by swift	NPR 500
e)	Govt. Cheque Debited and Transferred to NRB A/C of other bank without Reimbursement received	0.01 % or Minimum NPR 1000. Maximum NPR 50000
2.1.6.	SWIFT messages mentioning ''Our" in charge field
	Beside regular commission as per field no 2.3, bank shall charge
1.	In EURO	EURO 50
2.	In USD	USD 50
3.	In INR	INR 300
4.	In JPY	JPY 7,500
5.	Other FCY	USD 50 equivalent
2.2. Outward Remittance Through SWIFT (Special Case)
2.2.1.	Amendment / Cancellation charge of JPY outward remittance after initial transaction
1.	Before processing in value date	JPY 3,500/instruction
2.	After processing in value date	JPY 7,500/instruction
3.	After payment in value date	JPY 7,500/instruction
2.2.2.	Amendment / Cancellation Charge(Other than JPY)
1.	USD	USD 20
2.	GBP	GBP 20
3.	EURO	EUR 20
4.	AUD	AUD 25
5.	SGD	SGD 35
6.	INR	INR 500
2.3. Inward Remittance
1.	Transfer to other BFI's (NPR)	0.20% or Minimum NPR500 + Swift Charge Rs.1000
2.	Transfer to other BFI's (FCY)	0.20% or Minimum NPR 1,000 + Swift Charge Rs.1000
3.	Credit to Customer account (NPR)	NPR 200 flat per Transaction
4.	Credit to Customer account (FCY)	USD 5 or equivalent per Transaction
5.	Follow up by Swift on remittance at customer's Request	NPR 750 per message (Plus other bank charges if any and Swift charges Rs.1000)
2.4. Return in Inward Remittance
1.	NPR	NPR 1,000 + Swift Charges Rs.1000
2.	INR	INR 1,000 +Swift Charge Rs.1000
3.	FCY	USD 20 or equivalent (Plus other bank charges if any and Swift Charge Rs.1000)
	(Charges to be deducted from funds being returned)
2.5. Certificate of Deposit for Exporters		Rs. 250 per Certificate

2.6. Outward Bills Collection Commission (For clean and documentary bills)
	Within Nepal	0.10% or Minimum NPR 200 + Communication Charge
	India	0.15% or Minimum NPR 300 + Communication Charge
	Other country	0.20% or Minimum USD 5 + Communication Charge
	No collection charges for cheque/draft to be paid from our branches.
2.6.1.	Handling Charges
1.	For Return of OBC (NPR)	NPR 100
2.	For Return of OBC (FCY)	NPR 150
3.	For other government collection	NPR 100
2.6.2.	Clearing Charges
1.	Bills/Cheque/Draft etc. for Revenue Collection	Free
	Any charges recovered by agency banks Plus Communication charges, if any shall be collected additionally on actual basis
2.7. Bills Purchase Commission Except NPR (Clean Bills / Cheque Purchase / Draft Purchase)
1.	Within Local Area to be realized within 3 working Days	0.15% or Minimum NPR 200. If 3 working days exceeded, the highest interest rate on OD shall be charged.
2.	Within Nepal to be realized within 7 working Days	0.30% or Minimum NPR 500. If 7 working days exceeded, the highest interest rate on OD shall be charged.
3.	Foreign Countries to be realized within 15 working Days	0.50% or Minimum NPR 1,500. If 15 working days exceeded, the highest interest rate on OD shall be charged.
4.	Documentary Bills Purchase and Discounted	NPR 2,000
5.	Follow up charge on request of Customer	Rs.250 Plus Actual Cost
6.	Cheque/Draft (Purchase) Return	Highest Interest rate for OD loan shall be applied for the outstanding days plus Rs.250 (Plus other bank charges and communication charges.
7.	Inward Bills collection	Rate applicable as per the draft commission for NPR draft and INR draft (bill purchase commission)
2.8. NBL Remit Charges
1.	Domestic Fund transfer by account holder to Non account holder of the bank up to NPR 60,000 Only	NPR 75 per Transaction
2.	Domestic Fund Transfer by Non account holder to Non account holder up to Rs.60,000 Only	NPR 100 Per Transaction
3.	International Fund Transfer to Non-account holder (Maximum amount allowed NPR 100,000 only)	NPR 100 Per Transaction
4.	International Fund Transfer to account holder of NBL	NPR 100 Per Transaction

3. ECC CLEARING AND INTERBANK PAYMENT SYSTEM
S.No.	Particulars	Charges
3.1. Electronic Cheque Clearing (Outward)
1.	Regular Cheque clearing Upto 2 lakhs	Free
2.	Regular Cheque clearing Above 2 lakhs	NPR 25 per Cheque
3.	Regular Cheque clearing FCY Cheque	NPR 25 per Cheque
4.	Express session and High Value clearing	NPR 200 per Cheque
5.	Cheque return	NPR 100 per Cheque
6.	ECC Archive charge (After 90 days)	NPR 200 per Cheque
	Applicable ABB charge shall also be applicable
3.2. Interbank Payment System (IPS)
	For IPS Inward:
1.	Transfer to BFI's	Inside Valley: Upto 5 crore: NPR 1,000 Flat Above 5 crore: NPR 2,000 Flat Outside Valley: Branch with notekosh – 0.05% flat or minimum NPR 100 Branch without notekosh – 0.10% flat or minimum NPR 100
2.	Transfer to Remittance companies, Money Transfers and Agent	NPR 200
3.	Transfer to any Co-operatives and all other institutions	NPR 200
3.3. Customer Transfer IPS Inward
3.3.1.	IPS Bulk Inward (With P2 Pricing)
1.	Up to NPR 100	Free
2.	NPR 101 - 500	NPR 5
3.	NPR 500 - 5000	NPR 10
4.	Above NPR 5000	NPR 25
3.3.2.	IPS Bulk Inward (With P1 Pricing)
1.	Up to NPR.50,000.00	Free
2.	NPR 50,001 - 250,000.00	NPR 50
3.	More than NPR.250,000.00	NPR 100 per instruction
4.	Up to NPR.50,000.00	Free
3.3.3	IPS Outward: (With P1 Pricing)
1.	For Bank, Financial Institution, Remittance Companies, Money Transfers and Co-operatives	Flat 0.10% of total amount or Minimum NPR 100
2.	Customer Transfer IPS Outward
i.	Up to NPR 50,000.00	Free
ii.	NPR. 50,001 - 250,000.00	NPR 50
c).	More than NPR 250,000.00	NPR 100 per instruction
3.4. Region wise Charges
1.	Duplicate Transaction	NPR 100
2.	Missing Debtor/Creditor Name	NPR 100
3.	Transaction Cancellation	NPR 100
3.5. Charges for Connect IPS
	Fund Transfer and Government Revenue Payment
	Transaction Amount	Transaction Fee
1.	Up to NPR 500.00	NPR 2
2.	Above NPR 500.00 to NPR 5,000.00	NPR 5
3.	Above NPR 5,000.00 to NPR 50,000.00	NPR 10
4.	Above NPR 50,000.00	NPR 15
3.6. National RTGS
1.	Morning Exchange	NPR 10
2.	Afternoon Exchange	NPR 20
3.	Evening Exchange	NPR 100

4. SAFE DEPOSIT VAULT
S.No.	Particulars	Charges
4.1. Annual Charges
	Category	Annual Charge
1.	A(115mm150mm517mm)	NPR 2,500
2.	B(148mm184mm517mm)	NPR 3,100
3.	C(115mm330mm517mm)	NPR 3,500
4.	D(178mm288mm517mm)	NPR 4,100
5.	E(145mm401mm517mm)	NPR 4,700
6.	F(266mm330mm517mm)	NPR 6,000
7.	G(178mm506mm517mm)	NPR 6,800
8.	H(314mm401mm517mm)	NPR 8,200
9.	K(394mm506mm517mm)	NPR 10,000

	For Kathmandu Banking Office Only
	Category	Annual Charge
1.	N-1(127mm165mm517mm)	NPR 2,700
2.	N-2(127mm330mm517mm)	NPR 4,500
3.	N-3(254mm330mm517mm)	NPR 7,200
4.2. Minimum Deposit
1.	For A- E, N-1, N-2	NPR 10,000
2.	For F- K, N-3	NPR 20,000
4.3. Surreder Charge
1.	If within 1 year	NPR 800
2.	More than 1 year	NPR 500
4.4. Breaking og Lockers / Loss of Key by the Customer		Lock replacement charge and expense towards travelling/lodging/fooding as per actual bill submitted by vendor and/or representing officials.

5. VISA CARD
S.No.	Particulars	Charges
5.1. Domestic VISA Debit Card
1.	Issuance	NPR 250
2.	Annual renewal charge	NPR 250
3.	Reissue in case of loss	NPR 250
4.	Pin regeneration charge	NPR 100
5.2. International VISA Debit Prepaid Card (Only for USD Account Holder)
1.	Issuance	USD 10
2.	Annual renewal charge	USD 10
3.	Reissue in case of loss	USD 10
4.	Pin regeneration charge	USD 1
5.3. International VISA Debit Prepaid Card (NBL Travel Card)
5.3.1.	Only for the customer receiving FCY against passport
1.	Issuance (Validity up to 3 years)	NPR 1,000
2.	Reissue in case of loss	NPR 1,000
3.	Pin regeneration charge	NPR 100
4.	Top Up charge	NPR 500
5.3.2.	Cash Withdrawal Fee
1.	In NBL ATM	Free
2.	In Other Bank's ATM in Nepal	NPR 30
3.	In Other Bank's ATM (International)	NPR 250
5.3.3.	Balance Inquiry
1.	In NBL ATM	Free
2.	In other Bank's ATM in Nepal	NPR 20
3.	In Other Bank's ATM (International)	NPR 50
5.4 Point of Sales (POS) Transaction (Merchant Service Fee)
1.	Domestic Card Transaction	2.5%
2.	International Card Transaction	3.5%

6. TRADE FINANCE
S.No.	Particulars	Charges
6.1. Guarantee		Per Quarter
1.	Bid Bond	0.25% or Minimum NPR 500
2.	Performance Bond	0.375% or Minimum NPR 500
3.	Advance payment Guarantee	0.375% or Minimum NPR 500
4.	Payment Guarantee	0.375% or Minimum NPR 500
6.2. Counter Guarantee		Per Quarter
1.	NPR	0.30% or Minimum NPR 1,600
2.	INR	0.30% or Minimum INR 2,000 + sc
3.	Other FCY	0.30% or Minimum USD 50 + sc
4.	Agency Commission	USD 20 or equivalent
5.	SWIFT Commission	USD 30 or equivalent
6.3. Advising Guarantee		Authentication Charges
1.	Up to USD 500	USD 10
2.	USD 501 to USD 1,000	USD 20
3.	More than USD 1,000	USD 50
6.4. Others
1.	Amendment for terms other than value increase and/or validity extension	NPR 1000 flat plus communication charges
2.	Amendment for Value/Validity extension within the quarter for which the communication has already been charged	NPR 1,000 Flat Plus Communication Charge
3.	Amendment for Value/Validity Extension	As per issuance Commission Above
4.	Other Amendment i.e., clauses etc.	NPR 1,000
5.	Guarantee Claim Handling Charges (to be charged to the applicant)	NPR 1,000 plus other related charges
6.	Guarantee Cancellation Charges	NPR 500
6.5. Import Letter of Credit
	Sight	0.10% or Minimum NPR 1,500
	Usance LC Issuing Fee	0.20% or Minimum NPR 3,000
	Document Returned Unpaid/Unaccepted	NPR 1,000 + Communication charge
	BCI Report	NPR 500 Plus Actual Charge of correspondent bank/credit agency
6.5.1.	Amendment
1.	Amount and Duration	0.10% per quarter or Minimum NPR 1,500 Plus Communication Charge
2.	Other	NPR 1,500 Plus Communication Charge
3.	Cancellation of LC	NPR 1,500 Plus Communication charge
4.	Payment of LC without loan (for sight L/c)	NPR 500
6.5.2.	Discrepancy Charge
1.	NPR	NPR 2,000
2.	INR	INR 3,500
3.	USD	USD 50
4.	Euro	Euro 45
5.	GBP	GBP 35
6.	JPY	JPY 5,000
6.5.3.	Text Authentication charge
1.	Up to USD 100,000	USD 20
2.	Above USD 100,000	USD 50
6.5.4.	LC Advising charge
1.	NPR	NPR 2,000
2.	INR	INR 1,500
6.5.5.	LC Swift charge	NPR 1,000
6.6. Export Letter of Credit
1.	Advising charges adding confirmation per quarter	0.25% or Minimum NPR 1,000 per quarter
2.	Document collection charge	0.15% or Minimum NPR 1,000 per quarter
3.	Advising or forwarding charge	NPR 2,000 plus communication Charge
4.	Advising charge for amendment of LC	NPR 1,000 Plus Communication Charge
5.	Cash Incentive Document Processing Charge	NPR 750 per Set of Document
6.	LC cancellation Charge (Unutilized)	NPR 1000 Flat plus other bank charges plus communication Charges)
7.	Cash Against Document (CAD) permit	NPR 2000 for each Permit
8.	Export Re-Financing Document Processing	NPR 750 per set of export document
9.	Text authentication charge
i.	Up to USD 100,000	USD 20
ii.	Above USD 100,000	USD 50
iii.	LC swift charge per message	NPR 1,000
6.7. DAA / DAP
1.	DAP handling charge	0.20% or Minimum NPR 2,000
2.	SWIFT	NPR 1,000
3.	DAA handling charge	0.20% or Minimum NPR 3,000
4.	SWIFT	NPR 1,000
6.8. Others
6.8.1.	Trust Receipt charge (Only for FCY)	0.60% per disbursement
6.8.2.	Advance payment certificate (APC)	NPR 800 or USD 10 plus commission charge
6.8.3.	Issuance of LC/ Guarantee against Fixed deposit receipt or cash margin	0.15% or Minimum NPR 500

7. CREDIT
S.No.	Particulars		Charges
7.1. Consumer Loan
7.1.1.	Administrative fees (New Loan)
1.	Auto loan
	1.1	Electrical	0.50% of approved limit
	1.2	Others	1.00% of approved limit
2.	Education loan		1% of approved limit
3.	Home Loan		1% of approved limit
4.	Personal Overdraft		1% of approved limit
5.	Personal Term loan		1% of approved limit
6.	Professional Home Loan		1% of approved limit
7.	NepaLaxmi Home Loan		1% of approved limit
8.	Professional Auto loan		1% of approved limit
9.	NepaLaxmi Auto Loan		1% of approved limit
10.	NBL flexi loan		1% of approved limit
11.	Professional OD		1% of approved limit
12.	Margin lending		1% of approved limit or NPR 10,000 whichever is higher
13.	Sewagrahi Karja		0.75% of approved limit
7.1.2.	Administrative fees (For Renewal)
1.	Personal Overdraft		0.50% of renewed limit or Minimum NPR 5,000
2.	NBL flexi loan		0.50% of renewed limit or Minimum NPR 5,000
3.	Professional OD		0.50% of renewed limit or Minimum NPR 5,000
4.	Margin lending		0.50% of renewed limit or Minimum NPR 5,000
7.1.3.	Gold Loan
1.	Processing Fee (Limit approved from Branch Authority)		Free
2.	Processing fee (For the Limit approved by HO, CLD Beyond Branch Authority)		0.50% on total limit
3.	Renewal Fee (For the limit beyond branch authority)		0.25% or Minimum NPR 3,000
4.	Insurance premium (at the time of repayment)		1% p.a. for the full value of gold and silver on daily basis
7.2. Corporate Loan
7.2.1.	Administrative fees (New Loan)
1.	Funded		0.25% of approved limit
2.	Non Funded		0.10% of approved limit
7.2.2.	Administrative fees for Renewals- Funded
1.	Up to 30 Million		0.15% or Minimum NPR 15,000
2.	Above 30 Million		0.10% or Minimum NPR 15,000
7.2.3.	Administrative fees for Renewals- Non-Funded
1.	Up to 2 Million		NPR 3,000
2.	Above 2 Million upto 10 Million		NPR 5,000
3.	Above 10 Million		NPR 10,000
7.3. SME Loan
7.3.1.	Administrative fees (New Loan)
1.	Funded		0.50% of approved limit
2.	Non Funded		0.15% of approved limit
7.3.2.	Administrative fee for Renewals- Funded
1.	Up to 2.5 Million		0.15% or minimum NPR 1500
2.	Above 2.5 Million		0.10%
7.3.3.	Administrative fee for Renewals- non-Funded
1.	Up to 2 Million		NPR 1,500
2.	Above 2 Million upto 10 Million		NPR 4,000
3.	Above 10 Million		0.10%NPR 10,000
7.4. Agriculture Loan
7.4.1.	Administrative Fee-New Loans
1.	In case of Subsidized loan		Free
2.	Other agriculture loan		0.50% of approved limit
7.4.2.	Administrative Fee-Renewals
1.	Upto 2.5 Million		0.15% or Minimum NPR 1,500
2.	Above 2.5 Million		0.10%
7.5. Commitment Fees
7.5.1.	All types of Working Capital / Revolving Nature Loans		2% on unutilized loan limit (If average of annual loan outstanding is less than 60% of limit sanctioned, then commitment fees shall be charged at the time of renewal.) or as per approved terms.
7.5.2.	All types of Loan and Advances		2% on unutilized loan limit. (If approved limit is 4000K and utilized limit is 3000K, then 2% of 1000K shall be charged) or as per approved terms.
7.6. Securities Registry Fee
1.	Vehicle Registry charge		NPR 1,000
2.	Land, Building, machinery and others		NPR 1,000
	Revenue for security Registry to be paid by customer
7.7. Restructuring and Rescheduling Fee			0.10%

7.8. Loan Swap Charges			3% on SWAP amount

7.9. Securities Release Fee
1.	Full release		No Service Charge
2.	Partial release or exchange of collateral
i.	Upto 25 lakhs		NPR 10,000
ii.	Above 25 lakhs		NPR 15,000
3.	For Margin lending		NPR 500 for each time letter sent to Register and Transfer Agent (RTA)
7.10. Other Charges
1.	Issuance of credit line		NPR 200
2.	Facility Amendment fee (For amendment in any terms in CFOL except interest rate)		NPR 5,000
7.11. Prepayment Charges
1.	Prepayment of any type of loan up to NPR 5.0 Million		No Service Charge
2.	Prepayment of any type of loan above NPR 5.0 Million (due to change in Interest rate or initial approving terms & conditions)		No Service Charge
3.	Prepayment charge above 5.0 Mio		2% on the prepaid amount
7.12. Letter of Intent
1.	Up to 10 Megawatt		NPR 25,000
2.	Above 10 Megawatt		Additional NPR 2,500 per MW

8. CICL CHARGES
S.No.	Particulars	Charges
8.1. For Loan
1.	For information regarding no credit availed	NPR 250
2.	For information regarding credit availed	NPR 550
3.	For blacklisting
i.	Overdue amount <1 crore	NPR 2,000
ii.	Overdue amount >1 crore	NPR 3,000
4.	For delisting from blacklist
i.	Overdue amount <1 crore	NPR 2,000
ii.	Overdue amount >1 crore	NPR 3,000
8.2. For Deposits
1.	For recommendation for blacklisting
i.	Cheque amount <1 crore	NPR 2,000
ii.	Cheque amount >1 crore	NPR 3,000
2.	For recommendation for delisting from blacklist
i.	Cheque amount <1 crore	NPR 2,000
ii.	Cheque amount >1 crore	NPR 3,000
3.	Local CIC report
i.	Taken From Branches	NPR 200
ii.	Taken from Head Office	NPR 500

9. FEES AND CHARGES APPLICABLE FOR DEPOSITORY SERVICES
S.No.	Particulars	Charges
9.1. Account Opening Fee		NPR 50

9.2. Yearly Account Operating Fee		NPR 100

9.3. C-ASBA Renewal Fee		NPR 25

10. COMMUNICATION CHARGES
S.No.	Particulars	Charges
10.1. For Draft and Document
1.	Within Nepal	Registry Charge: NPR 50 Courier Charge: NPR 100
2.	India	Registry Charge: NPR 200 Courier Charge: NPR 500
3.	Other countries	Registry Charge: NPR 500 Courier Charge: As per bank's rule
10.2. Import/Export Letter of Credit
1.	Within Nepal	Registry Charge: NPR 500 Courier Charge: NPR 1,000
2.	India	Registry Charge: NPR 600 Courier Charge: NPR 1,000
3.	Other countries	Registry Charge: NPR 1000 Courier Charge: As per bank's rule
10.3. Swift Charge (in cases wherein above not indicated)
1.	For correspondence charges	NPR 500
2.	For payment and other charges	NPR 1,000

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