- Toll Free Number
16600137373 - Call Center
01-5971222
| 1. Interest Rates on Deposits | ||||
|---|---|---|---|---|
| S.No. | Deposit Type | Minimum Balance | Rate Per Annum | |
1.1 Saving Deposit |
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| 1.1 | Normal Saving | 500.00 | 3.01% | |
| 1.2 | NBL Diamond Saving | 500.00 | 3.15% | |
| 1.3 | Women Special Saving | 500.00 | 3.15% | |
| 1.4 | Yuva Bachat Khata | 0.00 | 3.15% | |
| 1.5 | Santati Saving Account | 0.00 | 3.15% | |
| 1.6 | NBL Staff Pension Saving | 0.00 | 3.30% | |
| 1.7 | Remittance Saving Account | 0.00 | 5.25% | |
| 1.8 | Investor's Saving Account | 0.00 | 3.15% | |
| 1.9 | Senior Citizens Special Saving | 500.00 | 3.15% | |
| 1.10 | Professional's Saving | 500.00 | 3.15% | |
| 1.11 | Social Security Saving Account | 0.00 | 3.15% or Negotiable | |
| 1.12 | Pension Payment Saving Account | 0.00 | 3.30% | |
| 1.13 | NBL Special Saving | 50,000.00 | 3.30% | |
| 1.14 | Earthquake Relief Saving | 0.00 | 3.30% | |
| 1.15 | TU Pension Saving | 0.00 | 3.30% | |
| 1.16 | NBL Staff Salary Saving | 0.00 | 4.25% | |
| 1.17 | Staff Salary Saving Account | 0.00 | 4.25% | |
| 1.18 | Nari Samman Bachat Khata | 10,000.00 | 3.30% | |
| 1.19 | Sambandha Bachat Khata | 0.00 | 3.30% | |
| 1.20 | Nagarik Batchat Khata | 1,000.00 | 3.30% | |
| 1.21 | Samriddha Nepal Abhiyan Bachat Khata | 0.00 | 3.30% | |
| 1.22 | Green Saving Deposit | 1,000.00 | 3.30% | |
| 1.23 | Chhori (Beti) Kalyan Bachat Khata | 5,000.00 | 3.30% | |
| 1.24 | Chhori Surakshya Bachat Khata | 0.00 | 3.30% | |
| 1.25 | Balbalika Bachat Khata | 0.00 | 3.30% | |
| 1.27 | NBL Sahayatri Bachat Khata | 500.00 | 3.01% | |
| 1.26 | NBL Shubha Gyan Bachat Khata | 0.00 | 3.01% | |
| 1.28 | NBL Pioneer Saving Deposit Account | 10,000.00 | 4.25% | |
| 1.29 | NBL Remittance IPO Saving | 0 | 5.25% | |
| 1.30 | NBL Ex-staff Saving Account | 0 | 4.25% | |
1.2 Fixed Deposit |
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| 2.1 | 3 months to above 5 Years (Individual) , 6 Months upto 5 Year (Institutional) | 25,000.00 | ||
| 2.1.1 | Individual (Upto Two Years) | 4.55% | ||
| 2.1.2 | Individual (Above Two Years- Upto 5 Years) | 5.25% | ||
| 2.1.3 | Individual Fixed Deposit (Above 5 year) | 5.95% | ||
| 2.1.4 | Institutional Fixed Deposit (Upto 2 years) | 3.30% | ||
| 2.1.5 | Institutional Fixed Deposit (Above 2 years) | 4.95% | ||
| 2.2.1 | Remittance Fixed Deposit Up To 2 years | 5000 | 5.55% | |
| 2.2.3 | Remittance Fixed Deposit (Above 5 years) | 5000 | 6.95% | |
| 2.2 | Remittance Fixed Deposit | 5000 | ||
| 2.2.2 | Remittance Fixed Deposit (Above 2 years Up To 5 years) | 5000 | 6.25% | |
1.3 Recurring Deposit |
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| 3.2 | Samriddha Nari Recurring Deposit | 25,000.00 | 4.55% | |
| 3.1 | Recurring Deposit | 1,000.00 | 4.55% | |
1.4 Employee Welfare Account |
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| 4.1 | Employee Welfare Account | 0.00 | 3.30% | |
1.5 Akchaya Kosh |
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| 5.1 | Akshaya Kosh | 25,000.00 | 3.30% or Negotiable | |
1.6 NBL Trust Fund |
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| 6.1 | NBL Trust Fund | 0.00 | 3.30% | |
1.7 Call Deposits |
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| 7.1 | Normal Call Deposits | 100,000.00 | 1.505% | |
1.8 FCY Saving Deposit |
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| 8.1 | USD | 100.00 | 3.00% | |
| 8.2 | EURO | 100.00 | 1.00% | |
| 8.3 | GBP | 100.00 | 1.50% | |
| 8.4 | JPY | 100.00 | 0.50% | |
1.9 FCY Call Deposits |
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| 9.1 | USD | 100.00 | 1.50% | |
1.10 FCY Fixed Deposit |
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| 10.1 | USD | 500.00 | 3.50% | |
1.11 NRN Saving Deposit |
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| 11.1 | USD | USD 1,000.00 | 3.00% | |
| 11.2 | GBP | GBP 900.00 | 1.50% | |
| 11.3 | AUD | AUD 1,600.00 | 2.00% | |
1.12 NRN Fixed Deposit |
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| 12.1 | USD | USD 1,000.00 | 3.50% | |
| 12.2 | GBP | GBP 900.00 | 3.50% | |
| 12.3 | AUD | AUD 1,600.00 | 4.00% | |
| 1. Interest Rate on Loans & Advances (Floating Rate) | |||
|---|---|---|---|
| S.No. | Loan Heading | Rate Per Annum | |
1.1 Export Finance |
|||
| 1.1 | Pre /Post Shipment (NPR) | BR+Upto 2.00 | |
| 1.2 | Post Shipment & Pre-Shipment (USD) | SOFR + Upto 1.75% | |
| 1.3 | Loan against Bills collection | BR+2.00% | |
1.2 Import Finance |
|||
| 2.1 | Trust Receipt (NPR)-Industrial | BR+Upto 2.00 | |
| 2.2 | Trust Receipt (NPR)-Commercial | BR+Upto 2.25 | |
| 2.3 | Trust Receipt (USD) | SOFR + Upto 3.00% | |
1.3 Business Term Loan |
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| 3.1 | Industrial Term Loan | BR+Upto 3.25 | |
| 3.2 | Commercial Term Loan | BR+Upto 3.25 | |
| 3.3 | Real Estate - Housing Plan | BR+Upto 2.75 | |
| 3.4 | Real Estate - Commercial Complex | BR+Upto 2.75 | |
| 3.5 | Hire Purchase loan | BR+Upto 3.00 | |
1.4 Working Capital Loans (Hypothecation/Overdraft/Pledge/Demand/Revolving WC/Contract Loan) |
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| 4.1 | Industrial Working Capital | BR+Upto 2.50 | |
| 4.2 | Commercial Working Capital | BR+Upto 2.50 | |
| 4.3 | NBL Permanent WC Loan | BR+Upto 2.50 | |
1.5 Special SME Loans |
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| 5.1 | Mortgage Loan | BR+Upto 4.50 | |
| 5.2 | Sajilo Byabasaya Karja | BR+Upto 3.50 | |
| 5.4 | Laghu Udhyam Karja | BR+Upto 3.50 | |
| 5.3 | Sambriddha Byabasaya Karja | ||
| 5.5 | Anniversary Business Loan | BR+Upto 3.50 | |
| 5.6 | 85th Anniversary Business Loan | BR+Upto 3.00 | |
| 5.3.1 | Sambriddha Byabasaya Karja Term | BR+Upto 3.25 | |
| 5.3.2 | Sambriddha Byabasaya Karja WC | BR+Upto 3.00 | |
1.6 Deprived Sector Loan |
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| 6.1 | Individual | BR+ Upto 2.00 | |
| 6.2 | Institutional (Wholesale) - Revolving | BR+Upto 2.00 | |
| 6.3 | Institutional (Wholesale) - Term loan | BR+Upto 2.00 | |
| 6.4 | Institutional (Retail) - Revolving | BR+ Upto 2.00 | |
| 6.5 | Institutional (Retail) -Term Loan | BR+Upto 2.00 | |
1.7 Agriculture Loan |
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| 7.1 | Agriculture Loan | BR+ Upto 2.00 | |
1.8 Other Loans |
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| 8.1 | Gold and Silver Loan | BR+ Upto 4.0 | |
| 8.2 | Loan against first class bank guarantee | BR+Upto 3.00 | |
| 8.3 | Loan against FD receipt | Coupon Rate + Upto 2.00 | |
| 8.4 | Loan against Govt. Securities | Coupon Rate + Upto 2.00 or 1 year Fixed Deposit rate, whichever is higher | |
| 8.5 | Sahuliyatpurna Karja | BR+ Upto 2.00 | |
| 8.6 | Entrepreneurship Term Loan -Lumbini Province | As per MOU | |
| 8.7 | NBL Com. agri. & Livestock Term Loan - Karnali Province | BR+ Upto 2.00 | |
| 8.8 | NBL Com. agri. & Livestock WC - Karnali Province | BR+ Upto 2.00 | |
| 8.9 | NBL Byebasaye Jiban Rakchya Term Loan - Gandaki Province | BR+ Upto 3.00 | |
1.9 Retail Loans |
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| 9.1 | Auto Loan | ||
| 9.1.1 | Private vehicle 5 years term | BR+Upto 2.50 | |
| 9.1.2 | Private vehicle 7 years term | BR+Upto 2.50 | |
| 9.1.3 | Private vehicle business use 5 years term | BR+Upto 2.50 | |
| 9.1.4 | Commercial vehicle 3-5 years term | BR+Upto 2.50 | |
| 9.1.5 | Nepalaxmi Auto Loan | BR+Upto 3.50 | |
| 9.1.6 | NBL Professional Auto Loan | BR+Upto 3.50 | |
| 9.1.7 | Electrical Vehicle | BR+Upto 2.50 | |
| 9.2 | Home Loan | ||
| 9.2.1 | 5 years term | BR+Upto 2.50 | |
| 9.2.2 | 10 years term | BR+Upto 3.50 | |
| 9.2.3 | Above 10 Years Term | BR+Upto 3.50 | |
| 9.2.4 | Professional Home Loan | BR+Upto 3.50 | |
| 9.2.5 | Nepalaxmi Home Loan | BR+Upto 3.50 | |
| 9.3 | Shulav Aawas Karja | ||
| 9.3.1 | 10 years term | BR+ Upto 2.00 | |
| 9.3.2 | Above 10 years term | BR+Upto 2.50 | |
| 9.4 | Personal Term Loan | ||
| 9.4.1 | Upto 10 years term | BR+Upto 3.50 | |
| 9.4.2 | Above 10 Years Term | BR+upto 4.00 | |
| 9.5 | Personal Overdraft | ||
| 9.5.1 | POD - Professional | BR+Upto 3.00 | |
| 9.5.2 | POD - Others | BR+Upto 3.50 | |
| 9.6 | NBL Professional Loan | ||
| 9.6.1 | Overdraft | BR+Upto 3.00 | |
| 9.6.2 | Term Loan | BR+Upto 3.50 | |
| 9.7 | Education Loan | ||
| 9.7.1 | 5 years term | BR+Upto 3.00 | |
| 9.7.2 | 10 years term | BR+Upto 3.50 | |
| 9.8 | Margin Lending | BR+Upto 3.50 | |
| 9.9 | NBL Flexi Loan | ||
| 9.9.1 | Flexi Term Loan | BR+Upto 3.50 | |
| 9.9.2 | Flexi Overdraft | BR+Upto 3.50 | |
| 9.10 | Sewagrahi Karja | BR+upto 4.00 | |
| 9.11 | Ghaderi Karja | BR+Upto 3.75 | |
| 9.12 | NBL Pensioner Loan | BR+upto 4.00 | |