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Interest Rate on Retail Term Loans (Fixed Rate)

Effective From Shrawan 01, 2079 (July 17, 2022)

Interest Rate on Retail Term Loans (Fixed Rate)
S.No. Loan Heading Rate Per Annum

1. Auto Loan

Above 10 Years -
5 Years 10.85 %
7 Years 12.85 %
10 Years -

2. Nepalaxmi/Professional Auto Loan

5 Years 10.85 %
7 Years 10.85%
10 Years -
Above 10 Years -

3. Home Loan

5 Years 9.85 %
7 Years -
10 Years 11.49 %
Above 10 Years 12.49 %

4. Nepalaxmi/Professional Home Loan

5 Years 9.85 %
7 Years -
10 Years 10.85 %
Above 10 Years 11.85 %

5. Electrical Vehicle Loan

5 Years 11.08 %
7 Years -
10 Years -
Above 10 Years -

6. Personal Term Loan

7 Years -
10 Years 12.60
Above 10 Years 13.93
5 Years 11.10

7. NBL Professional Term Loan

5 Years 10.17
7 Years -
10 Years 11.17
Above 10 Years 12.17

8. Education Loan

9.7.1 5 years term BR+2.50 to BR+3.50
7 Years -
10 Years 10.85
Above 10 Years -
5 Years 9.35

9. NBL Flexi Loan

7 Years -
10 Years 12.35
Above 10 Years 13.35
5 Years 11.35

10. Sewagrahi Karja

7 Years -
10 Years -
Above 10 Years -
5 Years upto 12.99

11. Ghaderi Karja

7 Years -
10 Years 11.99
Above 10 Years 12.99
5 Years 10.99

12. Shulav Aawas Karja

5 years 9.49
10 Years 10.74
Above 10 Years 11.99