Open A/c Online 

Professional Loan

With this loan, professionals can manage their financial need. This loan is provided to professionals up to 48 months’ basic salary amount against mortgaged collateral. 

Professional term Loan-Maximum 10 years or age of retirement whichever is less 
Professional overdraft- one year subject to annual renew/review.


  • Any professional Nepalese citizen having 19 years at the time of loan origination 
  • Civil servants, permanent employee of public enterprises, banks and financial institutions, insurance companies and local government.
  • Should have At least 8 ft wide motor able access of proposed land/building. 

Documents Required 

1. Identification Related 

  • Personal identification of borrower and guarantors
  • Photograph  of borrower and guarantor
  • Family details from concerned local authority.

2. Collateral Related

  • Land ownership certificate
  • Land revenue receipt
  • Rajinama/Bakaspatra/Anshabanda paper etc
  • Ward map and File map of collateral
  • Four boundaries (charkilla)
  • Approved house map from local authority.
  • Nirman Sampanna/abhilekhikaran paper

3. Income Related 

  • Salary certificate with bank statement. 
  • Appointment letter.
  • Probation completion letter.
  • PAN of borrower for loan Rs.50 lakh and above